Everyday tool

Loan & Mortgage Payment Calculator

Enter a loan amount, annual rate and term to estimate the payment and total interest.

Runs in your browser. No upload.
Estimated monthly payment—
Total interest—
Total paid—
Payoff time—

Estimate only, not a loan offer. Fees, taxes, insurance and lender terms are not included.

About this tool

Loan & Mortgage Payment Calculator made simple.

This fixed-rate estimate assumes monthly payments and a constant nominal annual rate. It excludes taxes, insurance, fees, variable rates and lender-specific rules, so it is not a loan offer or financial advice.

Common questions

About Loan & Mortgage Payment Calculator.

How do I estimate a monthly loan payment?

Enter the principal, annual interest rate and repayment term. The calculator estimates fixed monthly principal and interest payments.

Does the estimate include taxes or lender fees?

No. It excludes taxes, insurance, fees, variable rates and lender-specific rules. Use it as an estimate, not a loan offer.